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[–] 0 pt

Silver bars long term
Gold bars short term

Silver coins short term (and long, frankly)
Gold coins if you can afford gold bars

[–] 0 pt (edited )

Always get coins: You can use coins for trade, you can't use bars.

Just get the lowest margin coins you can.

EDIT: Another benefit of coins is that it is easier to check them. It's hard to test what is inside a giant bar.