The "hasn't been working for years" says she has already been leeching off the guy for quite awhile, and the "no idea how she will pay back these loans" tells me whatever BS degee those loans were for...was exactly that. Liberal Arts? Wimmins Studies? Theatre Arts? Some other BS with zero chance for an actual job? Sounds like her career path was Parasitology....something most women excel at without any need for a degree.