This has been true for credit scores since ever. in order to have good credit, you have to have some kind of credit, and USE it each month and pay it off. If you don't use it you lose it and if you aren't approved for going into debt, you have no credit at all. Your score is not a "payment history score" https://www.investopedia.com/terms/c/credit_score.asp And if you don't ever plan on using debt, you should never give a crap about a credit score anyway.

No surprise here, or there shouldn't be. Why would the jew want debt free goyim?

you must have debt, my goys. How else are (((we))) supposed to survive??

As long as you cycle credit cards and carry a balance for a few months that should be fine. But resetting to zero?

Interesting. I learn more all the time. I'll be sure to keep a credit card active at all times.

This guy is amazing. Somehow, he managed to use cash for everything. I'm not sure how he flew airplanes or rented cars. You'd think he would have had run ins with federal agents for not paying with credit cards.

You have a "credit score" because you use credit. If you don't use credit, you have no score.

It's a self-fulfilling circle of doom.

Mine has started dropping because I have no debt. It's great if I lived someplace where it wasn't so damn expensive and they think fast food workers deserver $40,000+ a year to flip burgers, shake a fry basket and still get the orders wrong.

I'm contemplating doing a few things to keep it active (not debt), but I'm against what I'm contemplating - having my rent payments reported to the credit bureaus.