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[–] 2 pts

One should note that the internet does exist, this "bleak picture" could be a false reading.

[–] 2 pts

It's the origin of the data that concerns me. I wish I knew the process Wells Fargo went through to obtain this data.

[–] 2 pts

good point. most of the time, for private companies, they do not disclose how they got the information.

[–] [deleted] 2 pts

no one lies on the Internet,

show me your gun safe