So... Half of the figure is calculated from savings from an interest rate that Trump would have gotten if he didn't negotiate with the bank, the other half is from deals and decisions Trump made because of the money he had on hand from this "windfall". Sorry, but this pilpul makes it all look even worse. The lender and the lendee mutually agreed on an interest rate. There is no fraud and no windfall. Both Trump and the bank signed that loan. The government doesn't get to 'ugh aaah' this contract and loot Trump.