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http://web.archive.org/web/20210703225740/https://www.usatoday.com/story/money/personalfinance/2021/07/02/congress-credit-score-overhaul-proposal-act/46965135/

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A credit score is a "social credit score". How can Americans not realize this? In China they promote fiscal responsibility and charity. In the US they promote turning the population into debtors.