If overweight is your primary problem you need focus on eating less. I don't think I've ever lost much weight by working out or with cardio. Fasting about 2 days in row periodically or something like that might work. Fasting seems to make the digestive system tighter so there is an afterglow effect, you feel more satiated with less food the days following the fast, at least in my experience.
I keep reading about how it's an uphill battle after 28
It's always an uphill battle, what does it matter. My granny is very fit for her age (80+) because she has always been active, I believe this has made her age much slower. Never stop at any age.
Good luck.
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