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234

Things went up about 15%, as expected. Deductibles didn't change, it's still so high that the only way you'd reach it is if you have a serious incident or chronic disease.

Essentially, it's paying an insurance company $3100 a year + deductibles if you actually use the plan to work for my employer. Fuck that shit, I declined as usual. In the reason portion, I thought about putting "Because these plans are fucking bullshit" but I simply chose "do not want coverage at this time" as the reason.

Things went up about 15%, as expected. Deductibles didn't change, it's still so high that the only way you'd reach it is if you have a serious incident or chronic disease. Essentially, it's paying an insurance company $3100 a year + deductibles if you actually use the plan to work for my employer. Fuck that shit, I declined as usual. In the reason portion, I thought about putting "Because these plans are fucking bullshit" but I simply chose "do not want coverage at this time" as the reason.
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[–] • 1 pt

Can't use an HSA unless you have a high-deductible insurance plan. I have one left from an old employer that I've slowly been drawing down over the years, but I can't add to it otherwise I would for the tax advantage.

I'm in decent health, but getting older. My "Oh shit your body is broken and it's going to take hundreds of thousands to fix" is taking the money I have saved and trying all the drugs I didn't try when I was younger.

[–] • 1 pt

and trying all the drugs I didn't try when I was younger.

In my experience, they're all overrated - the occasional aspirin or NSAID being the exception.

[–] • 1 pt

I'm talking more like the ones that Drs. Leary and Feelgood would prescribe to you.

...but you probably meant that, didn't you.

[–] • 1 pt

Indeed. The mid/late 70s is a bit of a blurr to this waterfowl. Given the opportunity to do any of it again, I would pass. Except maybe for Peyote - I might give that a go again if the timing and surroundings were attractive. Might.