Things went up about 15%, as expected. Deductibles didn't change, it's still so high that the only way you'd reach it is if you have a serious incident or chronic disease. Essentially, it's paying an insurance company $3100 a year + deductibles if you actually use the plan to work for my employer. Fuck that shit, I declined as usual. In the reason portion, I thought about putting "Because these plans are fucking bullshit" but I simply chose "do not want coverage at this time" as the reason.