I had a heck of a storm blow through. Power lines are cut, internet lines are cut, multiple mature trees down, fence smashed, half the roads are impassable, generally an "adventure".
I am zen though. Drove over to the hardware store on the tail end of the storm to buy a gas chain saw (I have a small electric one, but multiple 2' thick trees down in my yard require upgrades). Didnt even have to look at the price because that's what the emergency fund is for. 20 minutes later I'm on my roof cutting off pieces of a half-shattered tree before it snaps off the rest of the way and goes from "ominous hovering" to "inside my house".
I might need to call in a tree service with a bucket truck for some large, snapped sections that are caught +50' up and a hazard whenever they eventually fall...but that's what savings are for. Here's money, make the problem go away.
Texted work a picture of the ents invading my yard and told them I wont be available until...the heck if I know. No big deal, that's what savings are for.
A sizeable portion of my fence is smashed flat from the top 50' feet of a tree snapping off, dropping 20' to the ground, and obliterating it. No big deal, that's what savings are for. I can build a new fence.
I'll probably lose the food in my fridge and freezer before power is back, but meh...that's what savings are for. I can but more food.
I might get a hotel if the power situation is SOL long enough, and I do not care what it costs. Emergency fund will handle that.
My spouse and I are safe, doggo is snoring on the couch, and all is well. Because I saved an emergency fund, I have no financial stress over "surprise, Treebeard smashed up your stuff like Isengard".
I had a heck of a storm blow through. Power lines are cut, internet lines are cut, multiple mature trees down, fence smashed, half the roads are impassable, generally an "adventure".
I am zen though. Drove over to the hardware store on the tail end of the storm to buy a gas chain saw (I have a small electric one, but multiple 2' thick trees down in my yard require upgrades). Didnt even have to look at the price because *that's what the emergency fund is for*. 20 minutes later I'm on my roof cutting off pieces of a half-shattered tree before it snaps off the rest of the way and goes from "ominous hovering" to "inside my house".
I might need to call in a tree service with a bucket truck for some large, snapped sections that are caught +50' up and a hazard whenever they eventually fall...but that's what savings are for. Here's money, make the problem go away.
Texted work a picture of the ents invading my yard and told them I wont be available until...the heck if I know. No big deal, that's what savings are for.
A sizeable portion of my fence is smashed flat from the top 50' feet of a tree snapping off, dropping 20' to the ground, and obliterating it. No big deal, that's what savings are for. I can build a new fence.
I'll probably lose the food in my fridge and freezer before power is back, but meh...that's what savings are for. I can but more food.
I might get a hotel if the power situation is SOL long enough, and I do not care what it costs. Emergency fund will handle that.
My spouse and I are safe, doggo is snoring on the couch, and all is well. Because I saved an emergency fund, I have no financial stress over "surprise, Treebeard smashed up your stuff like Isengard".
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