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I had a heck of a storm blow through. Power lines are cut, internet lines are cut, multiple mature trees down, fence smashed, half the roads are impassable, generally an "adventure".

I am zen though. Drove over to the hardware store on the tail end of the storm to buy a gas chain saw (I have a small electric one, but multiple 2' thick trees down in my yard require upgrades). Didnt even have to look at the price because that's what the emergency fund is for. 20 minutes later I'm on my roof cutting off pieces of a half-shattered tree before it snaps off the rest of the way and goes from "ominous hovering" to "inside my house".

I might need to call in a tree service with a bucket truck for some large, snapped sections that are caught +50' up and a hazard whenever they eventually fall...but that's what savings are for. Here's money, make the problem go away.

Texted work a picture of the ents invading my yard and told them I wont be available until...the heck if I know. No big deal, that's what savings are for.

A sizeable portion of my fence is smashed flat from the top 50' feet of a tree snapping off, dropping 20' to the ground, and obliterating it. No big deal, that's what savings are for. I can build a new fence.

I'll probably lose the food in my fridge and freezer before power is back, but meh...that's what savings are for. I can but more food.

I might get a hotel if the power situation is SOL long enough, and I do not care what it costs. Emergency fund will handle that.

My spouse and I are safe, doggo is snoring on the couch, and all is well. Because I saved an emergency fund, I have no financial stress over "surprise, Treebeard smashed up your stuff like Isengard".

I had a heck of a storm blow through. Power lines are cut, internet lines are cut, multiple mature trees down, fence smashed, half the roads are impassable, generally an "adventure". I am zen though. Drove over to the hardware store on the tail end of the storm to buy a gas chain saw (I have a small electric one, but multiple 2' thick trees down in my yard require upgrades). Didnt even have to look at the price because *that's what the emergency fund is for*. 20 minutes later I'm on my roof cutting off pieces of a half-shattered tree before it snaps off the rest of the way and goes from "ominous hovering" to "inside my house". I might need to call in a tree service with a bucket truck for some large, snapped sections that are caught +50' up and a hazard whenever they eventually fall...but that's what savings are for. Here's money, make the problem go away. Texted work a picture of the ents invading my yard and told them I wont be available until...the heck if I know. No big deal, that's what savings are for. A sizeable portion of my fence is smashed flat from the top 50' feet of a tree snapping off, dropping 20' to the ground, and obliterating it. No big deal, that's what savings are for. I can build a new fence. I'll probably lose the food in my fridge and freezer before power is back, but meh...that's what savings are for. I can but more food. I might get a hotel if the power situation is SOL long enough, and I do not care what it costs. Emergency fund will handle that. My spouse and I are safe, doggo is snoring on the couch, and all is well. Because I saved an emergency fund, I have no financial stress over "surprise, Treebeard smashed up your stuff like Isengard".

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[–] • 2 pts

It is important to plan for things that you hope do not happen but might. I wish you the best of luck and I am sorry to hear that you are dealing with that shit.

However, You have already stated it. If you plan ahead for things that most never do, you will be able to weather it. I have had things (not like what you describe) happen but have planned for that or worse and it made it easier to deal with when it did.

You are strong, Toxic(/s) even with your masculinity. Good. Through your strength you are doing what needs to be done and have planned far enough ahead to not be in a panic or not know what to do. Having a logical head in situations like that can bring comfort to everyone around you.

Sometimes shit needs to get done and you are the only one that can get it done.

Future preps, maybe get a small generator that can run your refrigerator and freezer for a few days with not a ton of gas, You don't need to run it 24/7, Just a few hours now and then to keep things cold. If you are somewhere that is stupid hot, maybe a slightly larger generator than can run a portable AC for one room for a few hours a day when its the hottest out.

Glad that you are all safe. I don't know where you are but if you were a neighbor I would be helping if I could.

[–] • 1 pt

I'm considering a portable generator in the future to power a window AC. It'd be a significant power outage QOL improvement - feed the AC during the afternoon, charge a laptop at night, and it'd be more comfortable than the typical camping trip.

[–] • 0 pt

Make sure to get one that can handle the current in-rush. On startup AC units can suck a ton of juice and if the genset can't handle the load it will shutdown/trip its fuse/breaker.

[–] • 1 pt

Yeah, I'd do the math based upon peak load at startup.