I went to my credit union to meet with the IT group to get my banking app back up and I asked if the new app will work on the new QFS and if the RV would affect anything since we are switching back to the Gold back currency.... His Answer....Yes it wont have any problems and that most phones and bank apps have already been set up for the new QFSystem! And that the RV has nothing to do with the platforms performance!! He looked very surprised I knew about it and I told him I was excited about returning to the rainbow currency system an asked if he knew when and he said he didnt know but they are waiting!!!!!!!!!! AWESOME!!!!! BANK CONFIRMED!!!!!