Maybe so. The issue is a lack of an innovative, lasting and modular solution. Too many people think that, despite us being knee deep in the digital age, these problems can be corrected with precious metals and that it would instantly fix things overnight. I'm afraid that won't work either. We're going to need to find some way to decentralize finance to fix the obvious problems. However, that presents another inherent problem: many hierarchies, especially ones that involve a power/energy/authority dynamic, demand distributions like that of Pareto. I think there's endless want to escape this structure as designed by intrinsic social systems due to continued evidence of corruption, but I fear its something we can't escape. So, as unfortunate as it sounds, there's got to be some sort of equilibrium. At the very least, a trend toward decentralization is a noble effort. There's just so much nuance in this situation and it's hard to adequately describe the various solutions and their faults without a lecture, it seems.