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I've been looking for a home for almost 2 years. My needs are very specific so there are very few options in areas that aren't located in shitholes. Saturday I found one on Zillow, sent an email to my Relator, Sunday she sent one back that it was already in contract. It was on the market for 19 hours!

Tried to contact their Relator directly on Zillow, only got automated Help Ya finance bullshit. I contacted my Relator to see where they were in the negotiations and let them know there are other options. Been bummed all day that I missed this one.

Decided that I have nothing to lose and drove the 40 minutes to the home, knocked on the front door to plead my case with the homeowner directly. Older woman answers the door, told her I wanted the home, she said to contact the Relator, I explained how I found it and all the steps I've taken. That I was sitting in the grocery supermarket parking lot and decided I had no other alternatives but to come to her directly and tell her she has other options. That the home is exactly like my current home scaled to the size I need, fulfills the accommodations I require, that the home was perfect for me. I got the blow off with a "well, you never know". I thanked her for hearing me out and she said something like "hope you don't buy too much at [the name of the grocery store]". Damn, I've tried everything I know, it appears that my attempts fell on deaf ears or have the seeds been planted in her mind? Well... you never know.

I've been looking for a home for almost 2 years. My needs are very specific so there are very few options in areas that aren't located in shitholes. Saturday I found one on Zillow, sent an email to my Relator, Sunday she sent one back that it was already in contract. It was on the market for 19 hours! Tried to contact their Relator directly on Zillow, only got automated Help Ya finance bullshit. I contacted my Relator to see where they were in the negotiations and let them know there are other options. Been bummed all day that I missed this one. Decided that I have nothing to lose and drove the 40 minutes to the home, knocked on the front door to plead my case with the homeowner directly. Older woman answers the door, told her I wanted the home, she said to contact the Relator, I explained how I found it and all the steps I've taken. That I was sitting in the grocery supermarket parking lot and decided I had no other alternatives but to come to her directly and tell her she has other options. That the home is exactly like my current home scaled to the size I need, fulfills the accommodations I require, that the home was perfect for me. I got the blow off with a "well, you never know". I thanked her for hearing me out and she said something like "hope you don't buy too much at [the name of the grocery store]". Damn, I've tried everything I know, it appears that my attempts fell on deaf ears or have the seeds been planted in her mind? Well... you never know.

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[–] • 4 pts

Sounds like you have a shitty realtor. They should be busting their ass for you. They should be calling you even before the house gets listed. It sounds like you have a generic internet realtor..

Also imo you need to pay cash to kick the other mortgage peons out of your way. Cash is king.

[–] • 1 pt

1) What difference does it make if someone is paying cash or getting a loan, you're still getting the same amount.

2) Why would you keep enough cash on hand to buy a house, that money should be in the market making you MORE money.

[–] • 1 pt

As a seller, risk of financing falling through is something to consider. Almost always sell to a cash buyer for the same offer price

[–] • 1 pt

There are fees associated with the loan, even for the realtor. I don't know exactly what they are but both times the realtor told me she is saving money and passed some of it onto me. It gives me priority. PLUS another time the guy ended up not qualifying for the loan, so that property was off the market for months only to go back on, wasting everyone's time. Just because a guy says "yes" to buying it doesn't mean he actually can, and it's not uncommon for properties to go off and on the market cause of these people.

As for 2 it's so you can buy the house when there are 7 offers on it. These days houses are easy to sell and hard to buy.

[–] • 0 pt

Paying cash for a house is fucking retarded. You buy when people are selling and sell when people are buying. Buying a house right now is a fucking retarded thing to do.

[–] • 0 pt

Tell that to the people who sold houses in blue states and bought mansions in red for the same price. Or just continue to live in a shithole going to hell waiting for "the right time" lol.

[–] • 0 pt

Those people are retards.