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It seems like 20 or even 30 years ago, people could get a house with relative ease. Now though, its insane, im struggling with this mortgage lender because they want a receipt over my HOA fees ... they're 200$/yr, but apparently they are being insistent they want this. And for the past few weeks, they have been complete pedantic assholes wanting the dumbest documents imaginable, like a job contract with the closing date of the house instead of the start date. It's actually pissing both me and everyone else off, because when i bought my first house, i dont remember it being THIS fucking hard to do

It seems like 20 or even 30 years ago, people could get a house with relative ease. Now though, its insane, im struggling with this mortgage lender because they want a receipt over my HOA fees ... they're 200$/yr, but apparently they are being insistent they want this. And for the past few weeks, they have been complete pedantic assholes wanting the dumbest documents imaginable, like a job contract with the closing date of the house instead of the start date. It's actually pissing both me and everyone else off, because when i bought my first house, i dont remember it being THIS fucking hard to do

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[–] 0 pt (edited )

It seems like 20 or even 30 years ago, people could get a house with relative ease.

Yeah, that's why we had a housing bubble. It popped. Home ownership today is higher than it has ever been in the last 50 years except for the bubble. That's totally because it's harder now. Tell us about how much easier it was for you when you bought a home 30 years ago than it has been today.