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I don't know the full extent of the penalties and interest, but this information wasn't anywhere in the management dashboard, nor did it ever show up in the many credit checks I've had since then, including a business loan I received.

I'm not sure what happened, but my credit union somehow just found out about it and sent me a notification about it. They don't know anything other than there is some loan, and it's 3-4 years in default.

WTF? HTF? I could have paid this crap years ago had I known about it....

Does anyone here know anything about making it not worth it for these companies to try and collect on things like this? I'm guessing the late fees/interest are out of this world, and I do not want to pay for that shit.

I don't know the full extent of the penalties and interest, but this information wasn't anywhere in the management dashboard, nor did it ever show up in the many credit checks I've had since then, including a business loan I received. I'm not sure what happened, but my credit union somehow just found out about it and sent me a notification about it. They don't know anything other than there is some loan, and it's 3-4 years in default. WTF? HTF? I could have paid this crap years ago had I known about it.... Does anyone here know anything about making it not worth it for these companies to try and collect on things like this? I'm guessing the late fees/interest are out of this world, and I do not want to pay for that shit.

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[–] • 0 pt

Seeing as you are the one that didn't keep track of things and update your address with the holders, it's your fault.

I'm not wrong, you still have to pay, don't you?

[–] • 1 pt

you still have to pay, don't you?

According to them.

Define "have to"

[–] • 0 pt

Pay or the penalties due to your inability to keep track of it will accrue. It'll destroy your credit. Take responsibility for failing to keep track of your debts.

I was Shinji, that's why I say that. I grew, I don't think you can at this point, as you are blaming everything but you for your failure.

[–] • 1 pt

the other thing you say that's stupid, and i think you'll agree with me, is you're reeeee about how a LETTER!!! THE ALL POWERFUL AND DEFINITIVE WAY OF KNOWING LETTER!! is how i should have known about it; an arbitrary goal post as you've chosen to be selectively ignorant to the fact that there are at least 2 central locations to track this shit: the loan management dashboard and credit reports.

your concession in not required for your defeat in this debate.

do you understand why you're wrong in your thinking?

>inb4 they'll still scam the money out of you 1 way or another hahaha

[–] • 1 pt

It'll destroy your credit.

you're making it sound like you think i should feel responsible lol.

what the fuck is shinji? i don't care don't answer. i'm not interested in jap crap

blaming everything but you for your failure.

it's definitely not my fault.

if i fucking pulled this shit the government and hide information from them in an investigation or something then came back later and said "why didn't you search the whole state for that evidence? haha, you have the ability to get a warrant to search anything anywhere. haha your fault" i'd definitely be punished for that, evne though it's their fault.

do i sound as stupid as your logic now?