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I don't know the full extent of the penalties and interest, but this information wasn't anywhere in the management dashboard, nor did it ever show up in the many credit checks I've had since then, including a business loan I received.

I'm not sure what happened, but my credit union somehow just found out about it and sent me a notification about it. They don't know anything other than there is some loan, and it's 3-4 years in default.

WTF? HTF? I could have paid this crap years ago had I known about it....

Does anyone here know anything about making it not worth it for these companies to try and collect on things like this? I'm guessing the late fees/interest are out of this world, and I do not want to pay for that shit.

I don't know the full extent of the penalties and interest, but this information wasn't anywhere in the management dashboard, nor did it ever show up in the many credit checks I've had since then, including a business loan I received. I'm not sure what happened, but my credit union somehow just found out about it and sent me a notification about it. They don't know anything other than there is some loan, and it's 3-4 years in default. WTF? HTF? I could have paid this crap years ago had I known about it.... Does anyone here know anything about making it not worth it for these companies to try and collect on things like this? I'm guessing the late fees/interest are out of this world, and I do not want to pay for that shit.

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[–] • 1 pt

the scam in this case is that I'm supposed to check and recheck an infinite amount of times my paperwork to look for a change that i've never even heard possible in my entire life, and is explicitly conflicting with how this system is supposed to work, is fucking retarded and unreasonable.

your logic is not sound and i will not be changing any of my ways in response to your fallacious thinking here, as there is no feasible way to implement such a system to check arbitrary points with every single system I interact with to see if something like this happened.

you say you're a responsible adult? well you aren't a very smart one apparently.

[–] • 0 pt

You only need to check it when you sign, the repayment is stated, learn to use a calendar.

Update your mailing address so you know of any changes. I guarantee they notified you, they HAVE to. You didn't get it because you didn't tell them where to mail you. That is not "gaslighting" it's you being irresponsible.

Yes, I am very smart, retiring at 42 because of it. With your attitude, you'll be wage slaving your entire life.

How is my logic unsound, "keep records of your own shit you volunteered for." That isn't hard.

Grow up Shinji.

[–] • 1 pt

Yes, I am very smart, retiring at 42 because of it. With your attitude, you'll be wage slaving your entire life.

faggot i'm over 10 years younger than you and a guarantee i have more money than you and I can retired right now...

now what faggot?

Grow up Shinji.

ok boomer

stop jacking off to japanese cartoons

[–] • 0 pt

So do it then.