It wasn't a scam, you failed to track you debts, full stop.
You Will pay, one way or the other.
i definitely do not have to pay this if i don't want to... all i have to do is never contact them. they haven't garnished my wages for this long, and there's another guy in the thread that didn't pay for 8 years... it will just damage credit which i don't need anyways, and apparently it doesn't even show up on a credit report so it probably won't even do that.
I am not responsible for this. you have arbitrarily move the goal posts several times after having declared final victory in this debate. not sure how you keep going here but, once again, you concession isn't required for your defeat in this debate (you don't win by saying "you will pay, one way or the other" - it changes nothing and doesn't make me responsible for this).
One of my favorite defeats you had in this debate is where you faggily demanded that I go back in time and keep a paper trail. then i recalled it was always all digital, then you suggested pdfs (as if suggesting something akin to paper validates your busted ass argument), Pdfs of what and which pages, you faggot? And you know what?? PDFs are such a great idea that they can hardly be improved upon... but I'm so smart, like you, that I have an INNOVATION that I'm going to patent where critical info in loan PDFs can be summarized in a ledger with the amount, interest rate and next payment due date. HAHA! this genius brain thought of a superior method where people can log into a single account and manage it all. I'm such a whiz with computers that's how I thought of this. I'm going to trademark the word Ledger as well, as this is my own invention.
But seriously retard, what happened here is like your credit card company removing a few items per month off your then years later, or if you cancel your card, say "haha, you are responsible for these purchases that you never paid and your 300$ in meals is now 4,000$. oh you didn't take a photo of every purchase you made with this card and match it with a time stamp on a receipt and print it off on your computer and store it somewhere so when your spider sense went off you could begin a search through everything and match up everything and cross reference it with our 10 year log of your purchases? fucking filthy irresponsible borrower! why didn't you check out other website? it was always there. it's gotchawithourscam.com... how didn't you guess this web address and come to us after your simple search?"
^ that truly is about the size of how fucking stupid what you're saying is....
(post is archived)