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I don't know the full extent of the penalties and interest, but this information wasn't anywhere in the management dashboard, nor did it ever show up in the many credit checks I've had since then, including a business loan I received.

I'm not sure what happened, but my credit union somehow just found out about it and sent me a notification about it. They don't know anything other than there is some loan, and it's 3-4 years in default.

WTF? HTF? I could have paid this crap years ago had I known about it....

Does anyone here know anything about making it not worth it for these companies to try and collect on things like this? I'm guessing the late fees/interest are out of this world, and I do not want to pay for that shit.

I don't know the full extent of the penalties and interest, but this information wasn't anywhere in the management dashboard, nor did it ever show up in the many credit checks I've had since then, including a business loan I received. I'm not sure what happened, but my credit union somehow just found out about it and sent me a notification about it. They don't know anything other than there is some loan, and it's 3-4 years in default. WTF? HTF? I could have paid this crap years ago had I known about it.... Does anyone here know anything about making it not worth it for these companies to try and collect on things like this? I'm guessing the late fees/interest are out of this world, and I do not want to pay for that shit.

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[–] • 1 pt

I flew completely solo all the way through university, and I didn't have time, nor could I stand to look at the debt amount, plus there was nothing I could do about it anyways until I graduated. so i waited until then to look, and I purposely only took loans that didn't accrue interest until after I graduated so I could pay them off with minimal interest.

[–] • 0 pt

You have to sign for loans, didn't save any of the paperwork?

Didn't have time, in 4 years?

[–] • 1 pt

yeah yeah yeah, everyone think people can go through an infinite amount of paperwork, and should spend all their freetime doing this shit. Also assuming everything is stored, sorted and ready to read. Unreasonable.

[–] • 0 pt

You should have stored it yourself. Infinite? lol. All your free time? nonsense. A few minutes to save and backup documents after you sign them.

You should have stored, sorted, and had them ready to read.

Stop whining because you didn't do YOUR due diligence to track YOUR debts you CHOSE to take.

Grow up Shinji.