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Something i noticed, is that a lot of luxury cards cater to military members, by waiving the fees. Beyond the fact i hate credit, and dont care much for credit scores, doesnt that defeat the point of a luxury item, if some E3 with a credit score of 700 can get a card that costs 500$/yr making 30,000/yr. Not saying they shouldn't but its kinda funny how luxury cards by themselves means nothing, its a useless ploy to spend more money, especially looking at the (((offers))) they give you to get made up points.

Something i noticed, is that a lot of luxury cards cater to military members, by waiving the fees. Beyond the fact i hate credit, and dont care much for credit scores, doesnt that defeat the point of a luxury item, if some E3 with a credit score of 700 can get a card that costs 500$/yr making 30,000/yr. Not saying they shouldn't but its kinda funny how luxury cards by themselves means nothing, its a useless ploy to spend more money, especially looking at the (((offers))) they give you to get made up points.

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The thing is i simply cant justify spending that much money for a card. I used to have one (i think the Chase), and even then, i had a very hard time justifying why pay 400$ for a card, when there's free ones that wokr just as well. That and i live in a state where people despise cards, and use cash/check for everything