Meh. It's looking more and more like the Federal Reserve is going to print their way out of any bank runs, and fuck the currency. Getting your cash out of the bank won't help you, you're still stuck with cash. Figure out what you're going to do with that cash, that will help you when the cash is worth nothing. Keep this in mind that, when a bank fails, and the Fed reimburses people (in part or in full), people get money. Then what do they do with it? Most of them don't hide it under the mattress. Many of them put it in a different bank. The remainder use it to buy something, commodities or whatever, and the person who sold them those commodities then puts the money in the bank. Either way, it results in a cash infusion to banks in general which helps keep them solvent.