Remember this: Investing is not so much about return on your investment as it is return of your investment. Never invest anything you cannot afford to lose. The vast majority of investments sound a lot better in theory than they turn out to be in practice. Staying aware of this truth can go a long way to preventing getting wiped out on a bad trade. Basically it is no different than gambling. How often do you see the casino go bust? How do you then get paid if they do? A huge part of successful enterprise is merely surviving your own dumb mistakes. Oh, by the way, JP Morgan can raise $20 Trillion dollars, no collateral needed, instant electronic transfer, with a five minute phone call. JP Morgan can raise another $20 Trillion with a second call, five minutes after the first one. Even as a gift, if necessary.. They don't even have to borrow it if they don't want too. The Fed will print whatever is required to keep JP Morgan stable. JP Morgan is not some piss ant punk hedge fund run by faggots. They are one of the pillars holding up the federal banking system. JP Morgan can get the rules of the game changed at any time. JP Morgan can break the law, and if convicted, will pay only a small fine for any offense. Congress may make a lot of noise to look good on TV, until the appropriate campaign donation is made.