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Demotech is a ratings company since 85' and they are going to do some dirty work to assist in the collapse of the housing markets.

https://duckduckgo.com/?q=demo+tech+ratings&t=brave&ia=web

Currently over 60 % of mortgages require the holder to keep and maintain A rated insurance carries. If your insurance gets down rated, by Demotech you will be susceptable to a Default on your loan unless you replace the coverage with another A rated carrier.

These types of changes will be taking place immediately as insurance carriers are impacted by many factors, mainly the games of (D)emonrats by design.

Keep an eye on the mail for insurance mail and get to know who you have coverage with so you can monitor ratings changes.

You may just get a default letter from your mortgage company during this high level treasonous gamesmanship. BE WARNED. Do your homework in advance to be ready for these chanages starting MONDAY.

https://duckduckgo.com/?q=insurance+rating+changes+housing+market&t=brave&df=w&ia=web

Demotech is a ratings company since 85' and they are going to do some dirty work to assist in the collapse of the housing markets. https://duckduckgo.com/?q=demo+tech+ratings&t=brave&ia=web Currently over 60 % of mortgages require the holder to keep and maintain A rated insurance carries. If your insurance gets down rated, by Demotech you will be susceptable to a Default on your loan unless you replace the coverage with another A rated carrier. These types of changes will be taking place immediately as insurance carriers are impacted by many factors, mainly the games of (D)emonrats by design. Keep an eye on the mail for insurance mail and get to know who you have coverage with so you can monitor ratings changes. You may just get a default letter from your mortgage company during this high level treasonous gamesmanship. BE WARNED. Do your homework in advance to be ready for these chanages starting MONDAY. https://duckduckgo.com/?q=insurance+rating+changes+housing+market&t=brave&df=w&ia=web

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[–] • 0 pt

No that wasn't said.. What was said was this:

PAY OFF your mortgage.

What this looks like is this :

Instead of using CREDIT CARDS to buy everything. And instead of eating out all the time waisting money on your WANTS . THOSE MONIES can be used to pay your mortgage off sooner than later.
When you pay off sooner you EXPONENTIALLY reduce the amount of interest you pay.
When you pay more than the Minimum payment , that extra money is used to pay down the Amount borrowed not the interest The minimum payment includes that months interest...

Wisdom comes with experience and age... ..

[–] • 0 pt (edited )

you would own your home free and clear if you would stop buying coffee and avacado toast

Edit:

pay off debt at 3-5 apr when everything is going up in price 8-11% per year

[–] • 0 pt (edited )

Pay off debt at blah blaaa blah while you are eating out ALL the time.and paying for those meals with your CREDIT CARD... You are also buying THINGS you do not need to live.

Using CREDIT CARD to purchase consumables. After you consume them YOU ARE STILL paying for them WITH INTEREST.. If instead of WAISTING your monies on crap you DO NOT NEED could you pay your house of FASTER, And save 30K to 50 K on interest payments? According to you NO According to you ... Waisting money is a good thing...
( caps for emphasis )

These are habits .. We can change our habits but it is easier said than done .. but worth it

[–] • 0 pt

I use my credit cards to buy things 1.5-5% cheaper than cash and so far it has cost me 54 dollars in interest year to date. If I could get better than my mortgage APR+ taxes in the market it would be pretty silly to put money into an asset that barely tracks with inflation that also won't reduce my monthly payment by paying the mortgage off faster. Where you would hypothetically really feel the "muh mortgage acceleration" meme would be if the housing market takes a shit and your equity evaporates and the monthly payment is still unaffected.