Pay off debt at blah blaaa blah while you are eating out ALL the time.and paying for those meals with your CREDIT CARD... You are also buying THINGS you do not need to live.
Using CREDIT CARD to purchase consumables. After you consume them YOU ARE STILL paying for them WITH INTEREST..
If instead of WAISTING your monies on crap you DO NOT NEED could you pay your house of FASTER, And save 30K to 50 K on interest payments? According to you NO According to you ... Waisting money is a good thing...
( caps for emphasis )
These are habits .. We can change our habits but it is easier said than done .. but worth it
I use my credit cards to buy things 1.5-5% cheaper than cash and so far it has cost me 54 dollars in interest year to date. If I could get better than my mortgage APR+ taxes in the market it would be pretty silly to put money into an asset that barely tracks with inflation that also won't reduce my monthly payment by paying the mortgage off faster. Where you would hypothetically really feel the "muh mortgage acceleration" meme would be if the housing market takes a shit and your equity evaporates and the monthly payment is still unaffected.
go and be deceived.. you have my blessing... good by
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