I'm pretty debt averse as well, but being JQ pilled and generally clown-world aware meant that I bought my house RIGHT before the prices and interest rates skyrocketed, meaning that it's already appreciated by almost 40% of the purchase price. So even paying maximum amount of interest we are still in profit land. Of course regardless of that I've made other smart investments, all informed by being anti-kike, and it wouldn't be a huge issue if the housing market completely tanked to nothing. Which I don't expect it to do given open borders policies combined with rampant inflation due to deliberate economic sabotage. Ultimately though given the geopolitical situation, as well as trends in "quantitative easing", I expect the USD to continue it's 110 year downward trend in purchasing power. So anything that hedges against it is a better investment than paying down debt ahead of time, categorically.