If you want my opinion (i am not a financial advisor), it is to watch the difference between physical and the GLD etf. when you start to see the gap grow too much it means that you are paying more of a premium for taking delivery of physical. the only reason this gap wouldn't go back down at a later date would be the collapse of the usd or the financial markets. That isn't a 0% likelyhood, so you have to make the decisions, but in times of strife it is usually better to buy the etf, and then when things calm down you can convert to physical. Also, see if you can find a local coin dealer. news like this means that some people will be reminded of what they have and cash out.