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Wow, that's really fucked up. I'm sure the insurance companies love this becuase it eliminates a payout .

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Yeah - the govt kinda did the same thing in christchurch after the 2011 earthquake (had an automatic 80% of Govt valuation buyout of any red zoned residential property - entire suburbs no longer exist and are left as 'grass land to be naturally reclaimed' - if anyone refused to sell and wanted to rebuild in a red zoned area - the city council stopped maintaining power/ water and sewerage infrastructure and cut it out of the city system - so the property was literally unlivable.

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You will own nothing...

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Plot twist - i dont already - i'm simply priced out of the market.