![What Sub 90 & 80 IQs are Like [800x1503 - 1.85MB]](https://pic8.co/sh/DpW9Vo.png){kind=link}
Not the person you asked, but I'll provide one.
Friend: "I have $X and want to buy a new car." Friend goes to a car dealer, realizes all new cars cost MUCH more than $X, and buys a new car anyway.
Friend a month later: "The interest, taxes, and payments are so expensive. I can barely pay my bills now!"
This friend is going to be car-poor for the next 5ish years due to this inability to stop and recalculate.
Let me guess, it was a new car, he added on features, took the extra insurance, and took the dealership rate?
And rolled over an outstanding loan on the trade-in.
Truly amazing. I had a buddy go to buy a toyota corolla many years ago. He didnt qualify for anything because of shit credit, so they offered him a 23% interest loan over 54m at the dealership. He took it. I think the car msrp was around 18k and he paid something like 25 out the door. All in all it cost him about 47k. I told him he was a retard and to go put some money into the loan and refinance it as soon as i found out, but he never did.
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