Welcome • User Guide
ToS • Privacy • Canary
Donate • Bugs • License

©2026 Poal.co

1.3K

Once again, it's time for the FNGT!

If you don't know how this works, click this link (fngt.gq). That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down.

NOTE: That site is by invitation only. If you want an invite, and you're a regular participant, then just ask COF, Crazy, or myself.

If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only.

Remember, we are guests here on Poal. Let's act like it. If you're interested in supporting Poal, then you can donate.

**Once again, it's time for the FNGT!** If you don't know how this works, [click this link](https://fngt.gq/index.php?page=intro). That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down. **NOTE:** That site is by invitation only. If you want an invite, and you're a regular participant, then just ask COF, Crazy, or myself. If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only. Remember, we are guests here on Poal. Let's act like it. If you're interested in supporting Poal, then [you can donate](https://poal.co/donate).

(post is archived)

You are currently inside a comment thread.
Click here to see all the comments (396).
[–] • 0 pt

Sometimes you need credit, for a car or a house or school... So, yeah, it kinda sucks to be them. I think my credit card with the highest rate is like 5.5% or something like that. I never actually pay interest on credit cards. I put stuff on the card and then just pay it off entirely when the bill is due. I never make partial payments, so I effectively get free money. I actually do better than that, as I get like 2 to 4% back on my purchases. So, not only am I not spending money, I'm actually getting legit free money.

[–] • 0 pt

LoL free money? Only if you spend money!

[–] • 0 pt

It's just stuff I'd purchase anyhow. It's not like I'm going out to buy shit I'd not normally buy.

[–] • 0 pt

Yeah, you already have most everything you need