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Once again, it's time for the FNGT!

If you don't know how this works, click this link (fngt.gq). That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down.

NOTE: That site is by invitation only. If you want an invite, and you're a regular participant, then just ask COF, Crazy, or myself.

If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only.

**Once again, it's time for the FNGT!** If you don't know how this works, [click this link](https://fngt.gq/index.php?page=intro). That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down. **NOTE:** That site is by invitation only. If you want an invite, and you're a regular participant, then just ask COF, Crazy, or myself. If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only.

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[–] • 0 pt

The worst part is that I have so many different accounts that I can't look at just one and know what my expenses are. I can look at my monthly accounting statement from my accountant and find out, but I never do. I bet I read that once or twice a year. I read the fiscal year-end and quarterly reports. I skim over my tax reports. I have no idea what my monthly expenses are. I have no idea how many things are on auto-pay.

For example, I pay for Amazon Prime. I don't actually use it. I never stream the videos and seldom order anything from them. I didn't even want the account, but I have an ex who wanted to watch Amazon Prime videos and she liked to order stuff from them. I don't know what it costs me per month, but I know I pay for it.

[–] • 0 pt

You might want look closer at that stuff. Lots of people been ripped off a whole lot by doing only skimming

[–] • 0 pt

I know. I know...

That's why I called it a bad habit.

I am well aware of how bad this habit is.

[–] • 0 pt

I assumed you would be. Someone just stopped over with a huge bag full of tacos.