Never used it, just reading all the stories online on how people with good credit wanted the $50 off and ended up with bad credit and large credit bills. I do not have a credit card, a loan, or debt so I stayed out of the shit I saw my friends get into with $1000's in debt for using a credit card to much with a low paying job so they were in debt for years for spending to much and not being able to pay it off fully. One friend who I'm proud of bought a used truck for work on his card and then filed bankruptcy later in the year just so he didn't have to go on welfare since he had a daughter and did not trust welfare for a second.
Never used it, just reading all the stories online on how people with good credit wanted the $50 off and ended up with bad credit and large credit bills. I do not have a credit card, a loan, or debt so I stayed out of the shit I saw my friends get into with $1000's in debt for using a credit card to much with a low paying job so they were in debt for years for spending to much and not being able to pay it off fully. One friend who I'm proud of bought a used truck for work on his card and then filed bankruptcy later in the year just so he didn't have to go on welfare since he had a daughter and did not trust welfare for a second.
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