Read rich dad poor dad. Executive summary: rich people write the rules and play by them. If they have a business that posts a loss, they write it off and don’t pay taxes. Business expenses? Write that off as a loss and don’t pay taxes. If you make $100k, you pay $33k in tax. Start a business, put your internet, your phone, and your car on it. Gas is a business expense. A portion of your house is a business expense. Go out with friends? Mention your business and it’s a business expense. Add up all those costs, and if they’re more than what your business brings in, you write them off. Say you find $15k in write offs, submit your taxes and get a $15k refund Real estate depreciates, so you get to write that off. It’s the easiest business to run. A rental property takes care of itself while appreciating. You don’t need a ton of cash either. Get a slum - it pays the same. $50k property needs $10k down for the loan. It get some slob renter in at what your mortgage costs, and write off everything under the sun.