You're intentionally deceiving them
How is it deception? It reads "You requested $20 from Mmmm mmmk." It's very clear. She pressed the "send money" button.
Where is the deception? I'd love for someone to try to bring this to court. "Your honor, my client has been robbed of $20 through deception!" Chad's attorney: "If she had bothered to read the request before blindly pressing a button, she would have seen that it was a request and not a payment."
Fraud, get the fuck outta here with that. The fraud is her demanding money for "groceries" as if society doesn't already collectively act as surrogate fathers for the entirety of females. This bitch probably gets food stamps, WIC, and other forms of welfare. She's not on the brink of starving. That $20 isn't going to be the difference of "I'm not going to eat for a week" and "I will be able to eat healthily." If anything, the thot is the fraud here.
Fuckin' A on the grocery fraud point. Every "bus fare" addict beggar should be arrested for fraud too.
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