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[–] 15 pts

if you take all that money and put it in a bank, with interest (.01% is NOT interest), you'll come out with enough money to buy less than what you used to before

[–] 2 pts

Most people use some other kind of savings vehicle than a .01% savings account. That's just for emergency cash you can get to quickly.

[–] 2 pts

Most people have -25% savings rate and cant save for shit

[–] 0 pt

Regular purchases of cryptocurrency are a pretty good way to save.