Monetary inflation doesn't increase the price of things in relation to each other, just in relation to the prices in the past. Inflation most hits people who hold lots of currency or currency-denominated things. Asset prices rise as well so held assets aren't affected so much by inflation. Inflation is only a tax on your earnings due to the delay of prices going up and earnings catching up. Savings, absolutely, which is why you shouldn't be saving in currency, either in the bank or under the mattress. Crypto has no inherent scarcity, nor tangible value, so I don't believe in its long-term viability. It doesn't have the essential characteristics for a good money. And that's not even getting into its dependence on a network, electricity, etc.