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[–] 3 pts

Good grief, head is spinning.

I've got a substantial amount of money in the bank and definitely worried.

[–] 1 pt

There's other assets besides a stack of cash tucked out of your reach in a bank.

Property, psychical gold/silver/platinum/palladium, collectable cars, etc. If you do something like this, insurance is the way to go.

Property can be rented out, btw.