it faces no near-term threat to its survival

Sure.... tick, tick, tick.

investors have a tough task assessing the true value of the bank.

Zero!

When you don't have money what do you need?

You need food and water, you need energy

With food/water/energy you build a shelter that you need

And people around you/with you what do they need? They need food and shelter and together you build and harvest and hunt faster, bigger, stronger

Security?

Now you have a bunch of hooligans or dogs, or both

And what do they need? Food, water, energy, shelter

What can they provide?

Security