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588
[–] 1 pt

Ah, well I've heard that not having a history of credit lines can screw you. Everything on my credit reports previous to the mortgage are all paid off but were on record still. That might be why it worked out better in my case.

[–] 1 pt

That was probably the big thing, but he said they specifically kept mentioning the payments thing.

I do that too, but I don't generally need any kind of credit.