I pay that off every two weeks when I get my wage slave check.
You are such a bad consumer. Paying that off before it's due is damaging to your credit score.
Of course, carrying it to the end of the term is bad for your credit score.
Hmm.....
IDK about that. I just pay mine off when I have the money to, anywhere from two weeks to when it's due, and my credit score is in the upper 700s.
I have a friend who wanted to buy a house a few years back. Good credit, low 800s, but got denied. One of "flags" the bank gave him was he pays off the balance as he has the money. He told me that was one of the things they kept coming back to for some reason.
That's odd. The loan agent from when I got my house said she doesn't usually see people like us who have our shit in order. We got approved for a 350k loan.
Credit card companies don't even care. They get that nice transaction fee from the merchant.