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313

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[–] 4 pts

It shouldn't be surprising as most banks call it overdraft protection and all these idiots are wearing masks for their protection and getting shots for their protection

[–] [deleted] 4 pts

no, overdraft protection is when you have a backup line of credit or savings it pulls from. These people are "poor" gimmie dats that can't manage their money. Don't spend what you don't have. This "tweet" is marxist propaganda.

[–] 4 pts

While I'm sure much of it was from people that couldn't manage their money, a large amount is likely people who had payments set up on automatic draft and didn't receive any or full pay.

[–] 2 pts

That’s what the overdraft fees I saw were from most of the time when I worked for a bank. Companies do auto pay then don’t charge on the right date. My internet bill does this to us constantly even though we had it set to a different date, timed with when we get paid, they changed it after we signed up. They’ll reset bill day to what we asked one month then put it back to the wrong date the next month, it’s awful. I’m glad we don’t have overdraft on or else we’d have hundreds of dollars worth of fees. Many people don’t notice or care about the fees too so it adds up. I bet a lot of the people who lost their jobs or didn’t get full pay forgot to cancel certain things or had trouble canceling which can create a mess. Some companies make it very difficult to cancel on short notice. I’m so glad I wasn’t working for that bank during the ‘pandemic’ cuz I’m sure that was hell to deal with.

Yeah its too bad the gubment was so slow on dey money dey sent out dem poor peepl...

[–] 3 pts

Found the jew

Found the jew? I'm not defending the banks I'm pointing out the Marxist bent of this mentality. Reading comprehension must be lost on you. If you had a dollar for every IQ point you'd be able to buy yourself a cup of coffee.

[–] 3 pts

They still charge you a fee. The fee is what they are talking about. Some banks charge as low as $15 while others charge up to $45 per overdraw.

[–] 2 pts

That’s true, this is propaganda. Banks didn’t do anything different than usual. The ‘pandemic’ wasn’t real, there were jobs available everywhere and those who actually lost their jobs could get unemployment plus unemployment bonus. I bet customers could usually get the fees back if they asked by blaming the pandemic too. But again the banks did what they do every year, no need to be mad at them. If people used overdraft on purpose to pay for something then they agreed to pay the fee when they signed up for overdraft. It’s unfortunate when they go over by accident but that’s the risk you take with overdraft protection. It’s best to just not have overdraft turned on in the first place IMO.

[–] 2 pts

I've been unemployed for long periods of time despite the fact that I was a straight A student with 3 uni degrees in finance.

I paid shit ton of rent and refused to get help.

Chasing benefits as a Harvard graduate crashes the soul. Sleepless nights, hiding from friends...

Still I never borrowed a single cent from a bank.

I ve never gotten nore will I ever get a cent from benefits, or a bank.

Except from a mortgage, because something about paying uo front for a house ain't right.

Even when my bank advised I remortgage and buy a second house, I refused to and simply paid off my mortgage.

[–] [deleted] 2 pts

Protecting your protection for the protection of protecting others while you're protected