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[–] • 8 pts

A guy i was friends with almost 20 years ago went to jail and got hit with a mess of bank fees, like $800 wortg i think, while locked up. When he got out he tried to get the bank to unfuck him some and they said too damn bad. So he went on a usbank robbing spree. 16 robberies i think before he got caught.

[–] • 6 pts

Modern problems require modern solutions

[–] • 4 pts

I see it happen that way a lot - got as greedy as the kike bankers that jewed him and kept going when he should've stopped after one or two just to recoup what was wrongfully taken from him plus some extra to compensate for the aggravation, hassle and effort needed to right the wrong.

[–] • 1 pt

Yes.. Totally the Banks' fault.

[–] • 1 pt

he wasn't robbing banks he was robbing jews

[–] • 1 pt

Or as a scumbag former acquaintance of mine would say about a situation like that:

“Hey, THAT’S how it’s done.”

[–] • 1 pt (edited )

hope he had a good thime spent it all before he got caught, cuz he certainly didnt hurting them

[–] • 4 pts

It shouldn't be surprising as most banks call it overdraft protection and all these idiots are wearing masks for their protection and getting shots for their protection

[–] [deleted] • 4 pts

no, overdraft protection is when you have a backup line of credit or savings it pulls from. These people are "poor" gimmie dats that can't manage their money. Don't spend what you don't have. This "tweet" is marxist propaganda.

[–] • 4 pts

While I'm sure much of it was from people that couldn't manage their money, a large amount is likely people who had payments set up on automatic draft and didn't receive any or full pay.

[–] • 2 pts

That’s what the overdraft fees I saw were from most of the time when I worked for a bank. Companies do auto pay then don’t charge on the right date. My internet bill does this to us constantly even though we had it set to a different date, timed with when we get paid, they changed it after we signed up. They’ll reset bill day to what we asked one month then put it back to the wrong date the next month, it’s awful. I’m glad we don’t have overdraft on or else we’d have hundreds of dollars worth of fees. Many people don’t notice or care about the fees too so it adds up. I bet a lot of the people who lost their jobs or didn’t get full pay forgot to cancel certain things or had trouble canceling which can create a mess. Some companies make it very difficult to cancel on short notice. I’m so glad I wasn’t working for that bank during the ‘pandemic’ cuz I’m sure that was hell to deal with.

[–] [deleted] • 1 pt

Yeah its too bad the gubment was so slow on dey money dey sent out dem poor peepl...

[–] • 3 pts

Found the jew

[–] [deleted] • 1 pt

Found the jew? I'm not defending the banks I'm pointing out the Marxist bent of this mentality. Reading comprehension must be lost on you. If you had a dollar for every IQ point you'd be able to buy yourself a cup of coffee.

[–] • 3 pts

They still charge you a fee. The fee is what they are talking about. Some banks charge as low as $15 while others charge up to $45 per overdraw.

[–] • 2 pts

That’s true, this is propaganda. Banks didn’t do anything different than usual. The ‘pandemic’ wasn’t real, there were jobs available everywhere and those who actually lost their jobs could get unemployment plus unemployment bonus. I bet customers could usually get the fees back if they asked by blaming the pandemic too. But again the banks did what they do every year, no need to be mad at them. If people used overdraft on purpose to pay for something then they agreed to pay the fee when they signed up for overdraft. It’s unfortunate when they go over by accident but that’s the risk you take with overdraft protection. It’s best to just not have overdraft turned on in the first place IMO.

[–] • 2 pts

I've been unemployed for long periods of time despite the fact that I was a straight A student with 3 uni degrees in finance.

I paid shit ton of rent and refused to get help.

Chasing benefits as a Harvard graduate crashes the soul. Sleepless nights, hiding from friends...

Still I never borrowed a single cent from a bank.

I ve never gotten nore will I ever get a cent from benefits, or a bank.

Except from a mortgage, because something about paying uo front for a house ain't right.

Even when my bank advised I remortgage and buy a second house, I refused to and simply paid off my mortgage.

[–] [deleted] • 2 pts

Protecting your protection for the protection of protecting others while you're protected

[–] • 3 pts

People don't seem to understand that money is not there for buying crap you don't need, it's for that day when SHTF and you need to buy bread. 2020 was one such event, there will be more

I guarantee that all those people whose bank stiffed them with fees, have a room full of Chinese crap

[–] • 6 pts

My bank hit me with fees despite having several accounts with enough money to cover the overdraft. Their online banking system is broken and didn't send the email I requested when the account went below the threshold I set.

After explaining this several times to the vibrant woman of color on the phone in an effort to recover the money since it was because of their buggy software, I decided to hang up and suck up the fees before the words "listen, you stupid nigger" left my mouth.

[–] • 1 pt

You paid what... 17 $ in fees?

[–] • 2 pts

Nah, it was a cascading fee where I got hit by about 3 or 4 in a row.

[–] • 0 pt

That reminds me, I must dump my jew bank for their anti White propaganda

https://www.thedrum.com/news/2020/01/14/hsbcs-we-are-not-island-ads-return-with-pro-immigration-message

[–] • 1 pt

I'm in a credit union largely staffed by vibrant urbanites, so it's like dealing with the set of a Tarzan movie, but they're not into the woke stuff. Would be nice to get into a different credit union, but that's a pain and for now I can deal with the ebonics lesson during the one or two times a year I have to actually deal with them in person.

[–] • 2 pts

Sure are a Lotta jew sympathizers in here

[–] • 0 pt

you read my post wrong then

[–] • 0 pt

Lol spoken like a jew

[–] [deleted] • 0 pt

Oddly enough 2020 was out best year for growing our garden had pretty much everything we needed besides meat

[–] • 3 pts

When I worked for a bank I’d sometimes use the fee refund tool and try to give the customer back as much as it would let me. Not just overdraft fees, all kinds of fees. I couldn’t override it myself to give everything back but there was an option to select them and let the computer decide if they could have it back. I’d go and select all the fees I was able to. Sometimes they’d get nothing, a few or a significant amount. It was fun. I’d do this without the customer asking and didn’t tell them. Unless they just seemed like they were really bad with money and/or they were rude, liars didn’t get anything either. One time the customer noticed and said they were going to buy an extra Christmas present for someone with it. :) The bank never mentioned it though they monitored every move I made, so I continued doing that till the day I quit. Not because the people deserved the fees back, or needed them, but extra money never hurt anyone and I’m sure I made a lot of people’s day when they found it. I hated the bank anyway for treating both customers and employees like crap, and for being run by corrupt idiots who push degeneracy. ‘Serious’ bankers wouldn’t do this fee refund game I’m sure, but I couldn’t take the job seriously after everything I’d witnessed there.

[–] • 0 pt

good man

[–] • 2 pts

(((Bankers))) see absolutely nothing wrong with taking the last scraps and crumbs from those who have nothing.

[–] [deleted] • 2 pts

This is marxist propaganda you shill. Gimmiedat UBI NOW to help "us" poor people. Fuck off niggerfaggot

[–] • 6 pts

Pointing out that banks pull a massive jew-move by taking advantage of the situation all the while claiming to help people is marxist propaganda? Niggers are stupid regardless - fine - but the banks are not our fucking friends.

[–] • 2 pts

One thing is interest rates on overdraw, another is interest rates on deposits, because of the negative interest rates..

I sure hope this has not gotten to be world wide jewry, but all Danish banks now charge interest rates on cash deposits exceeding (appx.) $ 24.500..

Remember when the banks, brokers, hedgefunds and capital investers created the last world wide economic depression a handful of years ago and got bailed out?!?

This is how they pay us back..

[–] [deleted] • 1 pt

What exactly is the bank supposed to do? People are spending money they don’t have. It’s pretty sad that we have so many people who are hooked on consumption/consumerism that they run their account so low.

As for for the banks, legitimately, would the better alternative be that they simply have the purchases declined? Give a bit more leeway before the charges hit?

At the end of the day it’s people not managing their own shit.

[–] [deleted] • 6 pts

They can not layer transactions so they maximize fees. If you have $800 and write a check for $750, buy groceries for $60, and a sandwich for $6 they will order the transactions to collect two overdraft fees instead of just one. A simple example but when you get more complex you are talking many more fees.

[–] • 3 pts

Our entire society is based on spending beyond our means - even though we are the richest country to ever exist. It's called usury/credit/debt.

When the banks spend beyond their means, the government bails them out and gives them a break. It's a farce.

[–] [deleted] • 1 pt

I don’t disagree with anything you’ve said. My question, though, is whether or not the fees for people spending money they don’t have is worse than simply declining the transactions. I’d say just decline, but from the banks’ perspective, that would be considered racist or some nonsense.

[–] • 2 pts

The banks can decline the transaction. If these people don't spend money they don't have, they're less likely to end up as debt slaves.

[–] • 1 pt

Refuse the transaction. And don't deliberately re-order transactions during processing to cause "overdrafts" that wouldn't have happened if the transactions were processed in chronological order. (((Bankers))) engage in all kinds of schiestery behavior and don't deserve the benefit of the doubt you're giving here.

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