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The cost of Housing is one of the most significant cost increases that is stifling young families today.

Even with good dual income, no debt, frugal habits, low-end cars, and willingness to commute a long ways, housing is STILL unaffordable for most young couples.

Everyone I know who owns a home either had financial help, bought deed restricted, or moved to an undesirable part of the country with fewer job prospects.

Each of those options have their own problems and are not really 'solutions.'

My simplistic understanding is cost increases when demand outstrips supply. However, what is different about today vs 50 or 100 years ago? Did we not have an expanding population back then? Were materials and skilled labor not rare commodities??

Who are buying all these houses if they're so unaffordable?

On everyone is circlejerking on how government intervention is the only way. "Government intervention, government-built housing, tax second home owners, etc."

I'm surprised that few people have come up with any alternate resolutions to the issue. I wonder if the issue will correct itself? You tell me.

What can we do to fix this situation?

The cost of Housing is one of the most significant cost increases that is stifling young families today. Even with good dual income, no debt, frugal habits, low-end cars, and willingness to commute a long ways, housing is STILL unaffordable for most young couples. Everyone I know who owns a home either had financial help, bought deed restricted, or moved to an undesirable part of the country with fewer job prospects. Each of those options have their own problems and are not really 'solutions.' My simplistic understanding is cost increases when demand outstrips supply. However, what is different about today vs 50 or 100 years ago? Did we not have an expanding population back then? Were materials and skilled labor not rare commodities?? Who are buying all these houses if they're so unaffordable? On [this reddit thread](https://old.reddit.com/r/ontario/comments/lxlwgf/how_in_the_f_are_young_couple_supposed_to_buy_a/) everyone is circlejerking on how government intervention is the only way. "*Government intervention, government-built housing, tax second home owners, etc.*" I'm surprised that few people have come up with any alternate resolutions to the issue. I wonder if the issue will correct itself? You tell me. What can we do to fix this situation?

(post is archived)

[–] • 4 pts

Solution is simple. Detach the housing market from stocks and disallow non us citizens from buying property many countries do this

[–] • 1 pt

How are houses attached to stocks?

[–] [deleted] • 2 pts

Mortgage-backed securities and the banks that use them as collateral.

[–] • 0 pt

It's simpler than that: replace fiat with gold backed currency.

[–] • 1 pt

Young American families used to live in tar paper shacks and dugouts. No education, no welfare, no shoes.

As bad as things are now, they are nothing compared to the old days.

Real housing has always been in short supply. There is nothing new about that.

What is new today is people are not nearly as tough as they used to be.

Any reasonably enterprising person can do wonders with a regular welfare check.

Imagine starting out with no money at all. That was the usual starting point in the past.

You start with labor, and then savings, and charity, and build up from there.

Same as it ever was.

The whole point is it is supposed to be hard. That's the part that makes you into a decent hard working person.

Improvise, adapt, and overcome. Your ancestors did.

The worthy lift themselves out of the chaos. It's sink or swim.

When it all becomes too easy then the population turns into shit.

Shallow vain stupid helpless drug addicted hypocrites, whining about their gibs, incapable of simply providing for themselves, never mind others.

The fall of civilization. The power goes off and everybody dies like the frozen idiots they now are.

To keep the civilization, it needs to be hard. The left pushes welfare to create dependency, because their true purpose is to destroy.

The first question you need to answer is, is the issue really an issue?

[–] • 1 pt

Stop artificially maintaining high demand by taking in immigrants

[–] • 0 pt

So far, proposed solutions include:

Detach the housing market from stocks and disallow non us citizens from buying property

Stop bringing in large amounts of immigrants

Get rid of the ZOG

End fractional reserve (or the dollar)

[–] • 0 pt

A few suggested edits:

Detach the housing market from stocks and disallow non us citizens from buying property

Yes.

Stop bringing in large amounts of immigrants

Stop immigration period.

Get rid of the ZOG

Yes + remove all politicians/public servants (of single american citizenship) who pushed this and many other anti-american agendas, whether they knew it or not, never to be allowed back into politics or any public service position ever again (which should also include their offspring).

End fractional reserve (or the dollar)

Yes + get rid of the international banking cabal (the beast that created debt based currency + fractional reserve lending). If a country isn't printing it's own money (like currently all countries except for Iran?), nothing will ever change.

[–] • 0 pt

end fractional reserve (or the dollar) and poof, everything goes back to how it should be.

[–] • 0 pt

but unironically.

[–] • 0 pt

https://mises.org/books-library

Start with any book on banking, interest rates, or the fed. It all boils down to the fed, but there are many ways to jack prices higher. My favorites:

  • stop development. Money in the bank if you own a home, but screws the first time shelter buyer.

  • keep interest rates artificially low. Prices go up but payments don't.

[–] • 0 pt

It will resolve itself as all these people who took vaccines die off.