How hard is it to say "don't go into debt for shit you don't need to impress people you don't like" ....etc. Sometimes you have to just go with less. What is with this culture where now everyone thinks they need everything right now so they kill themselves with debt to get it rather than just taking some time to save? I get it when its for things like health/food/etc but for holidays to get things you don't need? I don't. Archive: https://archive.today/3sg3V From the post: >>Many Coloradans are busy being Santa's elves, purchasing and furiously wrapping last-minute gifts for their loved ones. However, holiday purchases can rack up quickly, adding to the increasing nationwide card debt problem.