The time to get into silver is when nothing is happening with it. If you want to get into physical right now you're going to get murdered on premiums. I have 100oz in various forms. (1oz coins, 10oz bars) and I always bought when the market wasn't up to much. If you can find good deals then by all means go for it but right now there's going to be a huge premium added to the spot price of bullion. In order to make money you need the price to go up significantly to cover the premium. So for example if spot is 30 per ounce but bullion is selling for 36 then the price needs to hit 37 before you can make 1 dollar on an ounce. Typically premiums are a few bucks an ounce on silver but right now they can be 5-10 simply because the dealer's can afford to Jack it up due to the demand. If you think it's going to go to $50 then paying $36 now isn't bad so you'll have to be the judge of that risk.