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yeah, we cant even keep people safe on the roads and you want something for gen-pop that can crash into a $400k house? Nope. This will get killed by the home insurance industry. Or it will be claused out of insurance policies and will be fed insured like flood protection. And beyond that, the health part of insurance claims will go through the roof. Crashing from altitude and speed (terminal velocity is about 120 mph)will exponentially have serious injuries and mostly death.