All the have to do is expand the credit score system to include more variables than "Are you good at paying for things" and have it apply to more places.
Hell a lot of jobs do a credit check these days
Worth noting that credit reporting is highly regulated, so they will have to change the law. If it weren't highly regulated, credit reporting bureaus couldn't exist because they would be constantly sued by the people they incorrectly report on. As is commonly explained in late night informercials, some large percentage of credit reports have inaccurate information. They are effectively defaming everyone they report on based on hearsay. This isn't ordinarily legal. But Congress has made it legal for certain companies.
Also most super high ranking jobs run the most invasive background checks next to government. So if you dont toe the line, goodbye, high paying jobs
Like I say, at this point they are very limited on that which they can report. Congress would have to change that.
It isn't even paying for things, it is how much debt can you handle before you miss payments. Your credit score is nothing more than a reflection of how much debt you can service.
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