What do you expect, the game maker already expended the enormous amount of resources to give the kid $16k worth of in-game powerups. They can't just get those back now. /s
File a dispute or just refuse to pay the card.
I'd take it to court. No way that stands up as a legitimately incurred debt.
Contract law is very finicky about minors and contracts. If it involves a minor, many contracts can be reversed and the court decides the best way to return both parties to their pre-contract state.
Edit: Grammar
I wish I were convinced that courts work on the side of fairness. The principle you point out seems the obvious answer to this. The child had no actual right to make the charges, TOS be damned. But I can see Apple or the game maker arguing that "look we have no way of knowing who made the charges." That sounds bad, but how does an online merchant ever really know?
I would argue that the transaction is actually fraudulent, if intentionally so. Reverse the charges and let the aggrieved party go after the six year old.
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