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187

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[–] 1 pt

Why do they call it that instead of credit? Because it's not a credit card? Stores used to do this, store credit, on a little ledger in the back, this isn't new...is it because it's 3rd party backed? Why Buy Now, Pay Later?

I feel like it's a psychological ploy. It's not credit, it's not debt, you just pay later. Unlike your other debt that you don't pay, this is in the name. It's implied, you'll pay later.

Awesome business model, hope it implodes fast enough to see some rain on Wall Street. Hallelujah.

[–] 1 pt

It's totally a mind game. Buy Now, Pay Later sounds friendly and warm, like "Visit your dentist" instead of "Go see your dentist." You visit your gramma, and that's warm and love and whatnot.

Debt and Credit (credit as debt, not as a credit of something you earned or was returned to you) sound bad, and it also allows them to hide what it is from the more idiotic of primates. Tyrone didn't buy it on debt, he just has to pay later!

[–] 1 pt

Well? Why not? They see their government stealing their labor with inflation, giving illegal aliens their money, money laundering taxpayer money... they simply are mimicking what they see. I don't see a problem here.