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[–] 4 pts

What is debt? I have none.

[–] 2 pts

It's a normie ratio for poors

[–] 0 pt

Are you a poor?

[–] 2 pts

Generally speaking, if calculating a DTI Ratio is impactful to someone, they're about to buy something they cant afford

[–] 1 pt

Have you ever taken on debt in cycles for the tax breaks?

[–] 1 pt

That’s easy, mines zero.