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We're currently holding an excessive amount of cash. I'm looking for alternative places to park this which remain moderately liquid (accessible within a year), hedge against inflation better than fiat (lol), dont carry significant transaction costs (e.g. shoving kilos of precious metals in the basement is going to cost at least 1% buying AND selling), and isnt exposing us to excessive interest rate risk (I fully expect interest rates on sovereign debt to go to the fricking moon due to inflation and tank the values of current comically low interest bonds).

Any suggestions? This would not be an investment, just hedging inflation due to an excessive amount of cash.

We're currently holding an excessive amount of cash. I'm looking for alternative places to park this which remain moderately liquid (accessible within a year), hedge against inflation better than fiat (lol), dont carry significant transaction costs (e.g. shoving kilos of precious metals in the basement is going to cost at least 1% buying AND selling), and isnt exposing us to excessive interest rate risk (I fully expect interest rates on sovereign debt to go to the fricking moon due to inflation and tank the values of current comically low interest bonds). Any suggestions? This would not be an investment, just hedging inflation due to an excessive amount of cash.

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[–] • 1 pt

Right now? Gold and major cryptos. BRICS is considering a precious metals based competitor for the US Dollar.

You are going to have to pay to get in, sorry.

[–] • 0 pt

More cryptocurrency is certainly an option. It's highly volatile so I've been treating it as a SHTF hedge where I HODL with no plans to sell, but I may need to revise that if I expand my holdings.